Your Social Security Benefits May Be Changing Dramatically!
As they said in the movie Jurassic Park as they went on the first dinosaur ride “hold on to your butts!” As part of the new Congressional Budget bill, retirees may be taking another hit on Social...
View ArticleOne Critical Expense Most Financial Plans Don’t Address
Three words. Elder Care Planning. With people living so long these days, why haven’t financial planners been more focused on how to help clients who are planning for retirement specifically plan for...
View ArticleMore Republican Presidential Candidates than Retirement Opportunities?
The title of this article is not quite true, but close. With 15 candidates in place for the Republican nomination, the choices are overwhelming. Just as astounding is the number of retirement options...
View ArticleNew Social Security Rules Throw Baby Boomers a Curve Ball!
UPDATE ON SOCIAL SECURITY! Here is a Summary of some of the new Social Security rules! For many going forward this will kill the double dip and triple dip strategy! The Bipartisan Budget Act of 2015...
View Article5 Money Goals for Your 50’s
Your 50’s is a time when you see the fruits of your labor come to fruition. This is typically the period where you will earn the highest income. On the home front, your family will experience changes...
View ArticleEarly Retirement: Can You Get There?
Early retirement – the thought of it can bring a smile to many faces, but how realistic is this goal? Well, that depends on a host of factors – some of which you have a lot of control over; others,...
View ArticleThe Home Stretch to Retirement – Your 60’s
Your 60’s is the home stretch and the last decade for you to dot your “i’s” and cross your “t’s.” In your early 60’s, you need to plan for your retirement income streams and distributions. This is now...
View ArticleWhy Tax Planning is Key for Small Business Owners
The 2015 tax season has officially started – (January 19th – April 18th). Tax planning is a critical part of a small business owner’s financial plan. The majority of small business owners ignore tax...
View ArticleWhy it May be Advantageous to Diversify Retirement Savings
Although income may be lower than it was during working years, retirees may be surprised when their tax bracket is unchanged or even higher during the golden years. How can this be? Working...
View ArticleWhat Should You Do With Your Retirement Plan?
When You Leave Your Employer Or Retire…What Should You Do With Your Retirement Plan? The IRA rollover could be your answer. As retirement approaches and you prepare for your Retirement Lifestyle,...
View ArticleWhy Rollover Your Retirement Assets into an IRA?
A 2014 study from Cogent Reports concluded that over 50% of affluent investors with a balance in a former employer-sponsored retirement plan expect to roll their money into an IRA within the next 12...
View ArticleDIY for Home Improvement – Not Funding Your Retirement
The media aren’t over-stating this retirement issue. There really is an economic catastrophe overtaking those over-65. One out of seven of the over-65 are living in poverty. That’s what the Kaiser...
View ArticleWhat the HECM (pronounced heck-em) is a HECM?
12 Ways to Help Improve Your Retirement Results! A HECM is a Home Equity Conversion Mortgage. As a line of credit, it can’t be cancelled, unlike regular lines of credit which can be closed by the...
View Article401k Options –Yes, You Are Probably Overwhelmed
Who doesn’t want to be financially secure in retirement! However, here’s the brutal reality: More than 80 percent of you aren’t confident you will have enough money when you stop working. That’s what...
View ArticleTo Roll Over or Not to Roll Over Your Retirement Plan?
When someone leaves a job and they have a retirement plan that was offered from that employer (ex: a 401(k) or 403(b) plan), the person has 2 options: Leave the retirement funds in the employer plan...
View ArticleHow to Create Your Own Pension
The pension, as we know it, has pretty much gone the way of the dinosaur. The ongoing exception is the public employment sector. However, most private companies have found that it’s too expensive and...
View ArticleSaving for Retirement Without a 401(k)
As more Americans find themselves without an employer-sponsored 401(k) plan, it becomes even more important for investors to understand their options for retirement planning. Although it may take a bit...
View ArticlePlanning for a Comfortable Retirement
What comes to mind when planning for your retirement? Enjoying nature, time with family, spending blissful hours on hobbies? Regardless of what defines an ideal retirement for you, financial confidence...
View ArticleHaving A Financial Plan So You Don’t Worry
Every day you carry out a series of plans: what you’ll eat, outline solutions at work, even review safety plans. You may have even practiced long term planning for trips, and personal goals such as...
View ArticleWhen Should You Begin Receiving Social Security Benefits?
Did you know that nine out of ten people age 65 and older are receiving Social Security benefits? Also, social security benefits represent about 39% of the income for the elderly population. Among...
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